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How Do Credit Card Companies Assign Interest Rates and Lines of Credit?

Many consumers are under the impression that credit card companies only use an applicant's credit report to determine their financial reliability to then place them within a suitable credit bracket.

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Misunderstandings about Credit Cards

Credit card providers attempt to lure in new business by claiming that their credit cards are as simple as possible, and that there are no hidden fees or charges that could negatively affect a consumer.

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Secured Credit Cards

Hundreds of thousands of consumers around the country are unable to repair their credit history because they are unable to obtain a credit card.

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Benefits of traveling with your MasterCard!

When traveling, often you must sit down and dedicate time to remembering all the essential things you will need to take. One of the most important things that people forget to ensure is if their funds...

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Switching credit cards?

Every day millions of credit card offers are sent out in the mail to prospective cardholders who are on the lookout for a more appealing credit account. Unfortunately, after being tempted by short-term...

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